Posts Tagged: homeowners

News

CA120: A historic flood of over 5 million mail-in ballots

A man mails in his ballot in the era of the pandemic. (Photo: Wayne Via, Shutterstock)

Over five million California voters – nearly a quarter of the state’s registered electorate — have returned ballots for the General Election, which is less than two weeks away. This milestone, hit yesterday at 13 days until the election, wasn’t achieved in 2016 until the day before the election and exceeds the entire early by-mail vote in 2018.

Opinion

Needed: Affordable insurance in fire-prone areas

Homeowners watch the billowing smoke of the 2018 Woolsey Fire in Southern California. (Photo: BrittanyNY, via Shutterstock)

OPINION: As currently amended —after months of compromise and negotiations— this bill would create a new Insurance Market Action Plan, or IMAP, designed to increase home insurance availability with better coverage and lower rates, and reduce the risk of catastrophic wildfire damage through home hardening and community mitigation. For many homeowners in high-risk areas, the FAIR Plan is currently the only option for fire insurance.

Opinion

Keeping our water on when the power goes off

A view of homes and stores along Bridgeway Street, Sausalito.(Photo: Boris Vetshev, viua Shutterstock)

OPINION: During last month’s PG&E Public Safety Power Shutoffs, like so many across California, my family lost electricity for four days. We couldn’t turn on the lights, access the internet or charge our phones. But we didn’t lose water for a moment, thanks to the steps our water provider had taken to prepare for this kind of emergency.

Opinion

Helping communities cope with climate change

Skyline of downtown Los Angeles on a smoggy day. (Photo0: EvijaF via Shutterstock)

OPINION: Growing up in New Orleans, summertime brought mixed feelings. It meant the end of the school year and endless snow cones, but also the beginning of hurricane season. Here in California we experience extreme heat in the summer and floods and fires throughout the year, all made worse by climate change. Unless we take action now to prepare our communities, many will suffer, some more than others.

Opinion

Wildfires, insurance: Avoid the quick fix

The Canyon Fire 2 approaches Anaheim in October 2017. (Photo: Aarti Kalyani)

OPINION: After a barrage of devastating wildfires raged across our state in recent months, it is time for all Californians to accept a sobering fact: this is the new normal. Several factors — including warmer and drier summers, and decades of fire suppression — have created a California that will be much more susceptible to wildfires in the future.

Opinion

Homeowners: PACE finances green energy upgrades

A California home with solar panels installed on the roof. (Photo: orachonphoto, via Shutterstock)

OPINION: A point of pride for the people of California is our state’s leadership in the clean energy economy. Over the past decade, Californians have had access to a great tool that puts homeowners front and center in the fight against climate change. This tool, Property Assessed Clean Energy (PACE), enables homeowners to conveniently finance renewable energy, energy and water efficiency, and earthquake safety upgrades to their homes.

News

California shakes, but many go without quake insurance

Richard M. Allen, director of the Berkeley Seismological Laboratory, points out the American Canyon Quake. (AP Photo/Alex Menendez)

California is known as much for earthquakes as it is Hollywood or surfers, but relatively few homeowners have bothered to buy earthquake insurance. A little better than one in every 10 residential properties is covered throughout California. In Napa, where Sunday’s 6.0 magnitude quake caused an estimated $1 billion in damage, the coverage level is even lower than that – perhaps 5 percent, according to the California Earthquake Authority

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