Posts Tagged: consumers

Opinion

Car crash victims get hurt in their pocketbook, too

A Los Angeles police officer inspects the damage of a car crash. (Photo: Matt Gush, via Shutterstock)

OPINION: Imagine paying the insurance premiums on your home for years, thinking you’re protecting yourself against disaster. Then, horribly, one day your house burns to the ground in a catastrophic fire. Only then do you find out the shocking news that your insurance policy will pay the cost to replace your home – but only up to the value of what the home was worth in 1967, back when Lyndon Johnson was President.

Opinion

California okays continuing education for real estate appraisers

Sold sign in front of a house in a California residential neighborhood. (Photo: Sundry Photography, via Shutterstock)

OPINION: Gov. Newsom recently signed 27 new bills to increase affordable housing supply and strengthen accountability for professionals who work in and around the real estate industry. Together, the suite of bills aims to bring transparency and accountability, including the creation of a new enforcement unit within state government.

Opinion

Recycling goals, leadership stymied by packaging bill

Material collected for recycling at a facility in Costa Mesa. (Photo: TonelsonProductions, via Shutterstock)

OPINION: The California Legislature is considering a bill by State Senator Ben Allen that would prohibit a broad spectrum of packaging and consumer products from being labeled with the familiar “chasing arrows” recycling symbol or any other information deeming it recyclable, based on stringent criteria.

Opinion

Lost in translation: Information for Medi-Cal’s beneficiaries

A photo illustration of language diversity. (Image: Lonely Walker, via Shutterstock)

OPINION: For most patients, interpreting medical information can feel like interpreting a new language – the jargon and industry language requires reading comprehension comparable to the SATs. But imagine if that challenge also included interpreting mistranslated language. What’s a health consumer to do?

Opinion

Loan rate-cap bill would harm consumers

A loan document ready to be signed. (Photo: Lane V. Erickson, via Shutterstock)

OPINION: The California Senate Banking Committee is scheduled to hold a hearing Wednesday on a bill that caps consumer loan rates and threatens to sever a vital credit lifeline for many. Oddly, three commercial lenders who offer the kind of loans subject to this regulation support it.Assembly Bill 539 would cap the interest rate at 36% plus the federal funds rate on loans of more than $2,500 but less than $10,000.

Opinion

Changes urged in new Consumer Privacy Act

An illustration of the concept of privacy and computer use. (Image: mstanley, via Shutterstock)

OPINION: I believe in the American Dream because I am lucky enough to be the American Dream. And I’m not alone; there are millions of business owners in California and I imagine some of them share my success story.

Opinion

Battery energy storage systems critical to public safety

A battery array storing backup energy for an office. (Photo: Vittee, via Shutterstock)

OPINION: Everyone is familiar with the saying about an ounce of prevention. California Professional Firefighters urge the Contractors State License Board (CSLB) to take a common sense, important action to help prevent avoidable fire hazards.

Opinion

New administration should focus on consumer protection

An illustration depicting the law and consumer protection. (Image: create jobs 51, via Shutterstock)

OPINION: According to the U.S. Department of Commerce, California today ranks as the 5th largest economy in the world, surpassing the United Kingdom. To flourish, great economies like California’s need consumer protections and oversight of financial markets. California has one single state agency charged with both, the Department of Business Oversight. 

News

New privacy law takes center stage

Developer Alastair Mactaggart, center, gets a hug from Sen. Bob Hertzberg, left, while Assemblymember Ed Chau looks on. Chau and Hertzberg pushed Mactaggart's privacy bill through the Legislature. (Photo: AP/Rich Pedroncelli)

The new law gives consumers the right to access their personal information collected by big businesses. It gives them the right to delete it, the right to know what information is being sold and the right to stop businesses from selling their information. It also prohibits businesses from selling the personal information of youth under 16 unless they opt in.

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