Posts Tagged: consumers

Opinion

Lost in translation: Information for Medi-Cal’s beneficiaries

A photo illustration of language diversity. (Image: Lonely Walker, via Shutterstock)

OPINION: For most patients, interpreting medical information can feel like interpreting a new language – the jargon and industry language requires reading comprehension comparable to the SATs. But imagine if that challenge also included interpreting mistranslated language. What’s a health consumer to do?

Opinion

Loan rate-cap bill would harm consumers

A loan document ready to be signed. (Photo: Lane V. Erickson, via Shutterstock)

OPINION: The California Senate Banking Committee is scheduled to hold a hearing Wednesday on a bill that caps consumer loan rates and threatens to sever a vital credit lifeline for many. Oddly, three commercial lenders who offer the kind of loans subject to this regulation support it.Assembly Bill 539 would cap the interest rate at 36% plus the federal funds rate on loans of more than $2,500 but less than $10,000.

Opinion

Changes urged in new Consumer Privacy Act

An illustration of the concept of privacy and computer use. (Image: mstanley, via Shutterstock)

OPINION: I believe in the American Dream because I am lucky enough to be the American Dream. And I’m not alone; there are millions of business owners in California and I imagine some of them share my success story.

Opinion

Battery energy storage systems critical to public safety

A battery array storing backup energy for an office. (Photo: Vittee, via Shutterstock)

OPINION: Everyone is familiar with the saying about an ounce of prevention. California Professional Firefighters urge the Contractors State License Board (CSLB) to take a common sense, important action to help prevent avoidable fire hazards.

Opinion

New administration should focus on consumer protection

An illustration depicting the law and consumer protection. (Image: create jobs 51, via Shutterstock)

OPINION: According to the U.S. Department of Commerce, California today ranks as the 5th largest economy in the world, surpassing the United Kingdom. To flourish, great economies like California’s need consumer protections and oversight of financial markets. California has one single state agency charged with both, the Department of Business Oversight. 

News

New privacy law takes center stage

Developer Alastair Mactaggart, center, gets a hug from Sen. Bob Hertzberg, left, while Assemblymember Ed Chau looks on. Chau and Hertzberg pushed Mactaggart's privacy bill through the Legislature. (Photo: AP/Rich Pedroncelli)

The new law gives consumers the right to access their personal information collected by big businesses. It gives them the right to delete it, the right to know what information is being sold and the right to stop businesses from selling their information. It also prohibits businesses from selling the personal information of youth under 16 unless they opt in.

News

Brown signs data privacy bill; ballot fight avoided

An illustration of data privacy and the internet. <i(Image: Green Tech, via Shutterstock)

With only hours to spare, Gov. Jerry Brown headed off what was sure to be a multimillion-dollar initiative battle and signed legislation boosting the rights of consumers over how internet companies use their personal data. Brown’s signing Thursday afternoon came after a scramble in the Legislature to get the measure passed in the face of a tight deadline.

Opinion

Claims adjusters need training, background checks

A man surveys the charred debris of Glen Ellen home following a 2017 wildfire. (Photo: Rebecca Jane Call, via Shutterstock)

OPINION: Recently Capitol Weekly printed an article by David Farber (“Don’t fix unbroken system for claims adjusters,” April 16) asserting that the California Department of Insurance (CDI) was advocating for a bill, SB 1291 by state Sen. Bill Dodd, which would, in Farber’s words, “create a shortage of claims professionals” in the aftermath of last year’s devastating wildfires. Farber couldn’t be more wrong.

Opinion

Don’t fix unbroken system for claims adjusters

Destruction from last year's Wine Country fires. (Photo: Janos Rautonen, via Shutterstock)

OPINION: The current system allows claims adjusting companies that employ professional adjusters to secure a license covering its employees, which is practical and efficient and meets the needs of California’s consumers. Far from unique, this system has been proven to work in states like Montana and Utah. However, if the department’s bill, SB 1291 is enacted, it would totally upend a perfectly functional system for licensing independent insurance adjusters by disallowing state licensing for companies to cover its professionals

Opinion

Industry assist for cap-and-trade is beneficial

An aerial view of the Port of Long Beach, a critical part of California's industrial infrastructure.(Photo: trekandshoot, via Shutterstock)

OPINION: In recent weeks, the California Air Resources Board (CARB) has kicked off the process to finalize details of the state’s cap-and-trade program with public workshops held around the state. The usual suspects, from environmental advocates to industry representatives have packed hearing rooms waiting for their chance to chime in on proposed regulations.

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