Posts Tagged: consumers

Opinion

Surprise, surprise: An insurance crisis is upon us

A view of downtown Los Angeles seen from the Hollywood hills. (Photo: logoboom, via Shutterstock)

OPINION: Perhaps the greatest financial risk faced by Californians today has nothing to do with rising interest rates or a looming recession. Rather, it is the loss of access to products they rely upon to protect their most valuable assets: auto, homeowners and commercial insurance.

Opinion

California pondering limits on low-income broadband subsidies

A person uses a laptop computer to go online and search for housing. (Photo: Tada Images, via Shutterstock)

OPINION: Expanding broadband access is key to advancing equity in our increasingly digital society. So why are California regulators taking steps to restrict the use of federal and state broadband subsidies to support communities that need them most, effectively widening the digital divide?

Opinion

CA’s new privacy rules should eye costs to grocers, consumers

Keys on a computer representing the state of California. (Image: Per Bengtsson, via Shutterstock)

OPINION: Over the past two years, California’s grocer community has overcome supply chain complications, unprecedented demand, and workforce challenges during the COVID-19 pandemic. Now contending with record inflation, the last thing grocers and their customers need are unintended consequences from the state’s new online privacy regulations, which pose a threat to how consumers access savings opportunities and e-commerce shopping tools like curbside pick-up and delivery.

Opinion

High court ruling on Prop. 12 could impact climate, consumers

Pigs confined in cages, prior to slaughtering and processing. (Photo: vinsenssandy, via Sutterstock)

OPINION:  A case before the U.S. Supreme Court — derived from a California ballot measure — could decide the fate of current and future state laws related to the climate crisis, harmful compounds in consumer products, and even the safety of baby food. The case involves Proposition 12, which was passed in landslide fashion in 2018 by 63% of California voters.

Opinion

Car crash victims get hurt in their pocketbook, too

A Los Angeles police officer inspects the damage of a car crash. (Photo: Matt Gush, via Shutterstock)

OPINION: Imagine paying the insurance premiums on your home for years, thinking you’re protecting yourself against disaster. Then, horribly, one day your house burns to the ground in a catastrophic fire. Only then do you find out the shocking news that your insurance policy will pay the cost to replace your home – but only up to the value of what the home was worth in 1967, back when Lyndon Johnson was President.

Opinion

California okays continuing education for real estate appraisers

Sold sign in front of a house in a California residential neighborhood. (Photo: Sundry Photography, via Shutterstock)

OPINION: Gov. Newsom recently signed 27 new bills to increase affordable housing supply and strengthen accountability for professionals who work in and around the real estate industry. Together, the suite of bills aims to bring transparency and accountability, including the creation of a new enforcement unit within state government.

Opinion

Recycling goals, leadership stymied by packaging bill

Material collected for recycling at a facility in Costa Mesa. (Photo: TonelsonProductions, via Shutterstock)

OPINION: The California Legislature is considering a bill by State Senator Ben Allen that would prohibit a broad spectrum of packaging and consumer products from being labeled with the familiar “chasing arrows” recycling symbol or any other information deeming it recyclable, based on stringent criteria.

Opinion

Lost in translation: Information for Medi-Cal’s beneficiaries

A photo illustration of language diversity. (Image: Lonely Walker, via Shutterstock)

OPINION: For most patients, interpreting medical information can feel like interpreting a new language – the jargon and industry language requires reading comprehension comparable to the SATs. But imagine if that challenge also included interpreting mistranslated language. What’s a health consumer to do?

Opinion

Loan rate-cap bill would harm consumers

A loan document ready to be signed. (Photo: Lane V. Erickson, via Shutterstock)

OPINION: The California Senate Banking Committee is scheduled to hold a hearing Wednesday on a bill that caps consumer loan rates and threatens to sever a vital credit lifeline for many. Oddly, three commercial lenders who offer the kind of loans subject to this regulation support it.Assembly Bill 539 would cap the interest rate at 36% plus the federal funds rate on loans of more than $2,500 but less than $10,000.

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