Illustration of a perspn getting mortgage information online. (Image: Rawpixel.com, via Shutterstock)OPINION: When Californians think about home mortgages, we typically think of banks. But the top three mortgage lenders in California aren’t banks, they’re financial technology or “fintech” lenders. Typically known as nonbanks, they generally operate online only, have no branches and take no deposits.
Illustration of a perspn getting mortgage information online. (Image: Rawpixel.com, via Shutterstock)OPINION: When Californians think about home mortgages, we typically think of banks. But the top three mortgage lenders in California aren’t banks, they’re financial technology or “fintech” lenders. Typically known as nonbanks, they generally operate online only, have no branches and take no deposits.
The state Capitol i9n Sacramento. (Photo: Susanne Pommer, via Shutterstock)OPINION: The California Legislature is currently more progressive than ever before, and the business community is adjusting its strategy in Sacramento accordingly. California has long been home to an extraordinarily active Legislature that routinely passes laws with significant and far-reaching impacts on businesses throughout the state, as well as national and international businesses, most of which have an economic interest in the world’s fifth-largest economy.
The Assembly chamber in the state Capitol, Sacramento. (Photo: Felix Lipov, Shutterstock)It’s hard to be a Republican in the California Legislature. Earlier this year when Sen. Janet Nguyen was removed from the Senate chamber, it was clear that Senate Republicans were upset for their colleague but also thrilled – thrilled – to be in the spotlight for a change.
A smoker savors the vapor from an electronic cigarette, which is the focus of new legislation. (Photo:MisiArt, Shutterstock)Hang on to your hats, California smokers — a cyclone of tobacco legislation is blowing through the Golden State. Moves to crack down on electronic cigarettes, further regulate smokes in the workplace, raise the legal age to buy cigarettes to 21 years old and create new tobacco taxes all won support from the Senate health committee, the bills’ first major policy hurdle in the final weeks of the 2015 legislative session.
I’m a firm believer that well-trained police officers can save lives in any crisis situation—the multiple tragedies we’ve experienced these past few months, from Newtown to Boston, proved this beyond a doubt. And when it comes to protecting our kids against unknown danger, it’s easy to think that more cops and more guns are the